SIA Newsletter 11 28 2012 - Prop. Tax Reduction; Register w/ FEMA; SURF; Christmas Party and Town Meeting 12/8; Lost & Found; Trash Pickup; More...

To All Strathmere and Whale Beach Homeowners and Visitors,

Upper Township Tax Assessor Megan McAfee has asked us to pass on the following information:

The NJ State Division of Taxation and the Tax Assessors' Association have worked out a standard guideline that will allow assessors to make adjustments (property tax reductions) to properties affected by SuperStorm Sandy. To take advantage of this, an interior inspection must be completed by the Township.

If your property has been affected, you must contact the Assessor's office to schedule an interior inspection. Appointments need to be made as soon as possible because the Tax List deadline is January 10, 2013!

 

EMAIL sia6@comcast.net - for the worksheet that lists the percentage of tax reduction you can receive for various levels of damage. These percentages are not "automatic" but must be approved following an inspection. Note that they apply to the improvements (structures) portion of your assessment and do not include the land assessment. It is anticipated that most people will repair their damage within a year, so any reductions will trigger a re-inspection next year and the reduction will then cease.

This appears to be a very nice gesture by the taxing authorities and one that anyone who suffered damage should take advantage of.

 

Please call the Assessor's office at 609-628-2011, ext 330 to schedule an appointment or if you have questions regarding this program.

 

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Apply For Assistance Even If you Have Insurance!

We cannot emphasize this enough! Disaster assistance may sometimes cover damages that insurance doesn’t. That is why individuals affected by Hurricane Sandy are urged by the New Jersey Office of Emergency Management (NJOEM) and the Federal Emergency Management Agency (FEMA) to apply for assistance even if they have insurance.

Of course this is also true for those who do not have flood insurance!

 

http://www.fema.gov/news-release/apply-assistance-even-if-you-have-insurance-7
 

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Speaking of flood damage, we recently spoke with a contractor working on a house in the beach block. We were familiar with the house and had looked in the window and seen that there appeared to be no water intrusion or damage. Turns out the water had come from underneath right up to floor level but not above. The floor, subfloor and insulation all had to be ripped out to avoid mold.

Please be sure to check your house soon and have a pro take a look for any damage. Do not use appliances or wiring that was under salt water!

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Please remember to make your tax-deductible donation to the Strathmere United Relief Fund.

The first grants have been made but the needs in Strathmere are many and continue!

 

Make your check out to "Strathmere United Methodist Church", write "SURF" on the memo line, and send it to P.O. Box 49, Strathmere, NJ 08248.

We take care of our own! Thank you!

 

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The Strathmere Community Christmas Party, sponsored jointly by the SIA and the Strathmere Volunteer Fire Company, will be held at 6:00 pm on Saturday, December 8 at the Firehouse.

Please plan ahead to bring a dessert or any other "specialty" that would add to the dinner festivities. Thanks!

So that Santa can complete his list for the party, please let us know the name and age of any child (ten or under) who will be attending, so we can help him with that list!

Santa and his helpers need to get that information from you as soon as possible.   

Please let us know by replying to this newsletter, emailing Donna Diefenderfer at donnad921@comcast.net , calling Donna at 215-801-5876 (cell) or 609-263-3620 (home); or dropping her a note at PO Box 57, Strathmere, NJ 08248.

Thanks for your help - and we'll see you all on December 8!

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That same morning, December 8 at 10 am at the Firehouse, the Citizens for Strathmere and Whale Beach will sponsor a Town Meeting with Mayor Richard Palombo

All Strathmerians are welcome to attend a facilitated discussion regarding the impact of Hurricane Sandy and the future of beach, bayfront and barrier island management in Strathmere and Whale Beach.

You are invited to listen and participate with your questions and comments. A lively conversation with Mayor Palombo is encouraged, one which we hope will remain focused on what happens from this day forward, and not upon past disagreements.

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Lost & Found:

Birdhouse and owner were re-united!

FOUND:

 A white "dock box" with crabbing equipment

LOST:

A 12' 1950's era plywood over cedar frame, double ended duckboat, marsh brown color, in the process of being restored.

 A 7' x 3' x 2" table made from a tree (quite heavy)

A 10-foot Pelican, yellow sit-in kayak (we think this has been found)

A bright green sit-on-top kayak

A blue, black and white O'Brien "Ultra Screamer" Towable Tube (deflated)

 

Please respond to this newsletter if any of these are found.

We will be happy to list additional lost or found items.

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Township Engineer Paul Dietrich asks residents to put flood debris out before this Friday, November 30. This will be the last day that the Public Works will have a crew to pick up debris curbside.

Residents who have bulky items for pickup can put them out to be collected on Monday, December 3 as part of the regular Bulk Pickup. You should call 628-2011 ext. 352 ahead of Monday to schedule the pickup.

 

Remember that now electronics are collected for recycling. They are collected either late during the day of bulk collections or on the day following the scheduled bulk trash collections. All TV’s, computer monitors and computer accessories, VCR’s, fax machines, telephones and phone systems, CD players, electric typewriters and word processors are now designated recycling materials.

 

If you have construction debris or bulky items that need to be collected between the regular Bulk Pickup days, you must contact Paul Dietrich at 628-2011 ext. 244 to discuss the nature of the pickup.

 

Note: Perhaps a little late for this advice - but be sure to take pictures of storm-damaged possessions before you dispose of them. Insurance adjusters may want more than your word...

 

 

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Remember to follow and "like" us (click the "Thumbs Up" box ) on Facebook:

http://www.facebook.com/pages/Strathmere-Improvement-Association-SIA/184810134906201
 

You'll get an early look at lots of pictures and of things going on in Strathmere...

 

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Upcoming Events - mark your calendars:
Last Day for Flood Debris: Friday, November 30

Regular Bulk Trash Pickup: Monday, December 3

CFSWB Town Meeting for all at the Firehouse Saturday, December 8, 10 am

SVFC / SIA Community Christmas Party at the Firehouse, Saturday, December 8, 6 pm

SFEC Elections Meeting Saturday, December 15, 4 pm

Let us know of additions or corrections!

 

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Thanks very much for your continuing support of the Strathmere Improvement Association!

Linda Bateman   

Elaine Holsomback      

Donna Diefenderfer       

Dorothy Addario       

Ken Weaver

 

 

 

 

 

 

 

 

SIA Newsletter 11 20 2012 - Christmas Party and Town Meeting 12/8; Lost & Found; Trash Pickup; More...

To All Strathmere and Whale Beach Homeowners and Visitors,

The Strathmere Community Christmas Party, sponsored jointly by the SIA and the Strathmere Volunteer Fire Company, will be held at 6:00 pm on Saturday, December 8 at the Firehouse. So that Santa can complete his list for the party, please let us know the name and age of any child (ten or under) who will be attending, so we can help him with that list!

Santa and his helpers need to get that information from you as soon as possible.   

Please let us know by  emailing Donna Diefenderfer at donnad921@comcast.net
 or calling Donna at 215-801-5876 (cell) or 609-263-3620 (home); or dropping her a note at PO Box 57, Strathmere, NJ 08248.

Thanks for your help - and we'll see you all on December 8!

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That same morning, December 8 at 10 am at the Firehouse, the Citizens for Strathmere and Whale Beach will sponsor a Town Meeting with Mayor Richard Palombo

All Strathmerians are welcome to attend a facilitated discussion regarding the impact of Hurricane Sandy and the future of beach and bayfront management in Strathmere and Whale Beach. You are invited to listen and participate with your questions and comments. A lively conversation with Mayor Palombo is encouraged, one which we hope will remain focused on what happens from this day forward, and not upon past disagreements.

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Lost & Found:

We received a picture of one "found" item: a birdhouse. It's not new, but may have some sentimental value...

 

 

 

 

We have also been made aware of some additional "lost" items:

**A 12' 1950's era plywood over cedar frame, double ended duckboat, marsh brown color, in the process of being restored.

**A 7' x 3' x 2" table made from a tree (quite heavy)

**A 10-foot Pelican, yellow sit-in kayak

**A bright green sit-on-top kayak

**A blue, black and white O'Brien "Ultra Screamer" Towable Tube (deflated)

 

Please respond to this newsletter if any of these are found – sia6@comcast.net
 

We will be happy to list additional lost or found items.

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Township Engineer Paul Dietrich asks residents to put flood debris out before Friday, November 30.
This will be the last day that the Public Works will have a crew to pick up debris curb side.

Residents who have bulky items for pickup can put them out to be collected on Monday, December 3 as part of the regular Bulk Pickup. You should call 628-2011 ext. 352 to schedule the pickup.

If you have construction debris or bulky items that needs to be collected between the regular Bulk Pickup days, you must contact Paul Dietrich at 628-2011 ext. 244 to discuss the nature of the pickup.

Note: Perhaps a little late for this advice - but be sure to take pictures of storm-damaged possessions before you dispose of them. Insurance adjusters may want more than your word...

 

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The SFEC will hold their "Last Cast" Tournament this Friday and Saturday.
More details here.
 

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Please remember to make your tax-deductible donation to SURF.

 

Make your check out to "Strathmere United Methodist Church", write "SURF" on the memo line, and send it to P.O. Box 49, Strathmere, NJ 08248.

Thanks!

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Interesting lead story about Ocean Drive on the front page of today's Press of Atlantic City...
 

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Remember to follow and "like" us (click the "Thumbs Up" box ) on Facebook:

http://www.facebook.com/pages/Strathmere-Improvement-Association-SIA/184810134906201

 

You'll get an early look at lots of pictures and of things going on in Strathmere... 

 

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Upcoming Events - mark your calendars:

 

**SFEC "Last Cast" Tournament November 23 - 24.

**Last Day for Flood Debris: Friday, November 30

**Regular Bulk Trash Pickup: Monday, December 3

**CFSWB Town Meeting at the Firehouse Saturday, December 8, 10 am

**SVFC / SIA Community Christmas Party at the Firehouse, Saturday, December 8, 6 pm

**SFEC Elections Meeting Saturday, December 15, 4 pm

 

 

  Let us know of additions or corrections!

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Happy Thanksgiving!!!

Thanks very much for your continuing support of the Strathmere Improvement Association!

 

Linda Bateman   
Elaine Holsomback      
Donna Diefenderfer       
Dorothy Addario       
Ken Weaver

 

 

 

SIA Newsletter 11 19 2012 - SURF Committee; Lost & Found; More Storm Help Info

To All Strathmere and Whale Beach Homeowners and Visitors,

There are two additional folks serving on the SURF Committee who were not named in the November 17 Newsletter. They are:

Bud Lyon of the Strathmere Fishing & Environmental Club budkat@frontiernet.net
Ed Tettemer of the Citizens for Strathmere & Whale Beach ed@tettemer.net

Feel free to contact either of them. Thanks, Guys!

Also volunteering to help residents who suffered damages are Herb Hollinger, Jr., who will help with remediation questions and Lynn Fayter, who will help with canvassing. Unfortunately, both have become experts in storm losses through personal experience.

Note that the SURF Committee is very concerned about preserving the dignity and privacy of those in need - and those giving. The Committee agrees that a person's financial status is their business only; there will be no discussion of either donations or grants outside the committee.

Have you mailed your check? SURF needs your donations - to help those in need! Please act today!

Please make checks out to "Strathmere United Methodist Church", write "SURF" on the memo line, and send it to

P.O. Box 49 (a separate box established for this fund), Strathmere, NJ 08248.

Your donations are tax-deductible!

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Lost & Found:

We have been notified of three "lost" items:

A 10-foot Pelican, yellow sit-in kayak
A bright green sit-on-top kayak

A blue, black and white O'Brien "Ultra Screamer" Towable Tube (deflated)

Please respond to this newsletter if any of these are found. sia6@comcast.net

 

 

                                We will be happy to list additional lost or found items.

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More Storm Relief Contact Info and Advice

Note that New Jersey has opened a new disaster recovery center in the Library Building in Ocean City, so it will no longer be necessary to travel to Cape May Court House. Details here - http://oceancity.patch.com/articles/state-opens-new-disaster-recovery-center-in-ocean-city?ncid=newsltuspatc00000001

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We have previously forwarded you some information provided by Lynn Fayter, whose home sustained considerable flood damage from the storm. Her additional advice is contained in the attachment.

She is particularly concerned that everyone, whether you have flood insurance or not; and whether you feel you you had serious damage or not, register with FEMA at http://www.disasterassistance.gov/ -  regardless of your assets. Registering won't take you long and you may be very glad you did! Lynn says to go right to "Apply online". It's a fairly easy questionnaire; you need your policy number (if applicable), maybe a claim number, bank routing number, SS#, etc.

Later a packet comes in the mail with an application for a loan. The FEMA people say apply whether you think you need it or not. Then a FEMA person will come to do an inspection.

As this is all new territory for us, Lynn prefers to leave no stone unturned. "Better to apply and find out we don't qualify, than not apply and find out we should have."

Please read and heed her attached note (below)

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Fire Chief Bruce Riordan has expressed concern that people may come down after the storm damage has dried out and may not be aware that wiring or appliances were underwater. If you have any appliances or wiring that were underwater, they must be disposed of! Otherwise, we may have fires starting all over the island in the spring!

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Dock Repair / Replacement: We know that many Bayfront owners suffered substantial dock damage. The attached "Guest Column", which appeared in the 11/7/12 edition of The Ocean City Gazette, provides helpful advice. Basically, if you replace exactly what you had, no permit from the State or Army Corps is needed. Any changes in footprint or type of dock will require a permit from the NJ DEP and probably the Army Corps of Engineers. The same would apply to houses or structures within 150 feet of tidal water, although then a building permit from the Township may be required.

 

For the Strathmere Improvement Association -
 

Linda Bateman   

Elaine Holsomback      

Donna Diefenderfer       

Dorothy Addario       

Ken Weaver

 

 

 

 

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From Lynn Fayter:

Aside from the financial component, I think SURF can be the instrument to continue to provide much needed info to flood survivors and all homeowners. One, and so very important, is for everyone affected, with insurance or not, and regardless of assets, to apply for disaster assistance.

I did so, and today a FEMA rep came out for a site visit. It was interesting. Our adjuster assessed damages, and I hope cost replacement. The FEMA rep assessed the cost to put it back together. Hopefully true, he said that anything flood insurance doesn't cover, may be reimbursed by FEMA. Of course folks without insurance would benefit as well. Low interest loans are also offered.

There are various other areas of assistance on the site. It is easiest to apply online.

www.disasterassistance.gov

The second important piece is for folks to have their place remediated; if they don't, later as the mold grows the property will need to be torn down.

Third, my fear is that people may have come down a bit after the flood allowing time for the water to dry and then think they weren't affected.

 

Surprisingly, the water filtered though our house and left it hard to find the water line, but behind the refrigerator it was easy to see. These folks will fail to have their place remediated. Humid weather will produce more mold and the place will smell like low tide. Water affected appliances are subject to fires due to the salt water on the wires. They need to be thrown out.

The flood waters are considered a Category 3, black water, equivalent to a sewage backup, highly contaminated with sewage and petrochemicals. Just think of all those gas cans in the sheds and garages that dumped over.

Flood insurance helps pay for remediation, not all, but some.

Lastly, folks need to keep every receipt for the cost of rebuilding their property, as any future floods will require that info.

My suggestions at the moment:

File for a flood claim

Apply for disaster assistance

Remediate

Keep receipts

Alert/advise every homeowner that their property might have been flooded and to double check before assuming it wasn't.

While we know our town was extremely lucky, and our hearts go out to those north of us that were so horribly affected, for those of us affected locally this is a life-altering experience.

Lynn

SURF - Strathmere United Relief Fund - for Strathmere homeowners recovering from Hurricane Sandy

 

In the wake of Hurricane Sandy, our community has united

to bring immediate relief to Strathmere and Whale Beach.

The Strathmere United Relief Fund

Here’s how you can help

 

Dear friend, A few days ago, while strolling through Strathmere, one might have thought there was some kind of freak-show yard sale going on all over town. At first glance, it seemed like a trash-picker’s holiday. Not so fast.
 

 

Hurricane Sandy ravaged our favorite seashore town. While the beach fared well, and the dunes did their job in stoic fashion, the swollen bay waters were devastating. Floodwaters as high as four and five feet poured through our friends’ and neighbors’ homes. And within hours, a heartbreaking bazaar of sodden mattresses, easy chairs, refrigerators, carpet, sheetrock and flooring, and priceless family treasures lined our little streets in testimony to Sandy’s awesome power.

 

Because it’s Strathmere and Whale Beach, however, folks came rushing to help. The clean-up began immediately, and as the first night fell on the morning after, it was clear this event was unlike anything most of us had seen in our lifetime. We realizd our community is in serious trouble.
 

Because we are Strathmerians, we will rise to the occasion and get through this. This is a community of proud, fiercely independent individuals. Simply put, we take care of our own. Our little barrier island is blessed with five highly engaged civic organizations, and they have come together to create the Strathmere United Relief Fund (SURF).

 

Citizens for Strathmere & Whale Beach, the Strathmere Fishing &  Environmental Club, the Strathmere Improvement Association and the Strathmere United Methodist Church are working together to raise money to help those who need our help now.

 

We need your cash to help some folks bridge the gap between insurance and reality. We need your cash to help some folks have a temporary roof over their heads. We need your cash to help others make it through Sandy’s aftermath in too many ways to list here.

 

Dollars aren’t the only way you can help. Cash in your credit card points and donate gift cards to Home Depot or Walmart or Amazon or anywhere else folks can get what they need to rebuild their lives. What we don’t need is furniture or bed linens or any other physical goods. We simply have no storage space.

 

A team of representatives from each of the aforementioned community groups will administer SURF to ensure that help goes to those who most need it. Their names and email addresses are at the bottom of this letter.

 

Everyone who lives in Strathmere and Whale Beach – full-time or part-time – may be eligible. And we promise to keep everyone’s personal circumstances confidential.

 

 

 Let’s face it. There are some folks who will never ask for assistance. So if you know people on your block or in your neighborhood that need help, please encourage them to ask. There are many resources available to all of us, and a very comprehensive FAQ sheet is attached to help you understand what’s there and how to proceed. But if you or anyone you know needs immediate help, it’s here for the asking.

 

The trustees of the Strathmere United Methodist Church will manage the emergency financial resources in a separate SURF account. These volunteers will ensure that every tax-deductible dollar contributed goes to hurricane relief and to no other purpose.

 

Please make your check to:

Strathmere United Methodist Church

and send it to Surf, Box 49, Strathmere, NJ 08248.

 

Please designate “SURF” in the memo section of your check. You may send gift cards to the same address.

 

To reach out for help, or to let us know of anyone who needs help, please feel free to contact any of the SURF volunteers listed below.
Or send an email to StrathmereSurf@yahoo.com

Your communications will be held in the strictest of confidence, we promise.

During times like these, Strathmerians prove why our town is unlike any other along the Jersey shore. We take care of our own. And we know you’ll help today.

 

Thank you

Strathmere United Relief Fund  

Linda Bateman, Strathmere Improvement Associatiom - lcbateman@comast.net
 

Gary Riordan, Strathmere United Methodist Church - gjriordan77@gmail.com

Bob Roland, Trustee: Strathmere United Methodist Church - Stone234@aol.com

PS: Make your check out to

 
Strathmere United Methodist Church and designate

“SURF” in the memo or with a cover note.

Mail it to:
SURF
Box 49

Strathmere NJ 08248.

Or reach out in confidence via - StrathmereSurf@yahoo.com
 

or to any of the SURF volunteers above.

 

Hurricane related Frequently Asked Questions (FAQs)*:

Hurricane related Frequently Asked Questions (FAQs)*:
 

*The Strathmere Improvement Association does not intend the general information or resources listed below to be an expert or complete guide to government or insurance

company policies or guidelines. Please consult with your individual insurance agent or FEMA contact to resolve and understand any issues specific to your storm related losses or claims.

*If you do not have access to a computer to investigate the links below, most public libraries have free computers available and helpful librarians ready to assist you.

 1) Who do I contact regarding flood losses? If you have flood insurance, call your insurance company to put in a claim. They will contact a FEMA related adjuster to evaluate your house and your potential claim. Your official claim for damages is called a Proof of Loss. This must be fully completed and signed and in the hands of your insurance company within 60 days after the loss occurs.

 
2.) Who is FEMA and why are they involved with my insurance claim? FEMA is the Federal Emergency Management Agency. All flood insurance claims in a natural disaster - no matter who the individual insurance carrier is – are evaluated by insurance adjusters working for FEMA. Certain disaster aid grants and free funds for raising homes in floodplain zones are also available through FEMA (see # 7) For more information or questions regarding FEMA assistance: visit www.fema.gov. You can review their Frequently Asked Questions or send an e-mail to faq.fema.gov.

If you feel your insurance company is not responding or if your deductible is higher than what is stated on your declarations page, call the District Legal Services Hotline (888)-541-1900. If you are denied by FEMA, for ANY type of claim (see below) they urge you to bring in your paperwork to them to be sure it wasn't a clerical error or to see if they can help with an appeal.

If you have questions specific to your application with FEMA, please call FEMA’s Helpline Number: 1-800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 1-800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 1-800-621-3362.


3.) What do I do if I do not have flood insurance? If you are uninsured and have suffered any type of flood loss, you should apply for FEMA disaster aid. Please contact:

www.disasterassistance.gov

There is also a FEMA center at the Cape May Court House Public Library, 30 Mechanic Street in CMCH where you can go to apply for disaster aid in person. Please look at website beforehand and bring all relevant documents with you to apply. **
FEMA is advising that all town residents affected by storm losses should apply here for disaster funds, no matter what their insurance status is.


 
4.) I was not able to come to town for a few days (weeks) - how can I determine the extent ( if any) of flood and mold damage to my home ?First and foremost you should begin to document the status of your house with clear photographs of any potential flood damages. Be sure to photograph and document any interior and exterior water lines before they are disturbed or washed away.

You can either hire a contractor/electrician to evaluate damage to your home or do it yourself. If you are trying to determine the extent of damage on your own, the link to this article may be helpful:

http://oceancity.patch.com/articles/think-your-property-escaped-flood-take-a-better-look?ncid=newsltuspatc00000001

Please consider that most flood damage and mold formation occurs behind walls and underneath floorboards - you need to thoroughly check underneath your top layer of construction materials.


5.) What is an adjuster? What is a public adjuster? An insurance adjuster evaluates your claim and determines the extent of loss and resulting compensation. A public adjuster is a professional insurance loss evaluator that you hire to represent and advocate for your own losses in the claims process. They will charge a contingency or percentage of your settlement as their fee to represent you in the claims process.


6.) Should I hire a public adjuster to represent me?

It is an individual decision. If you do hire a public adjuster please be sure to:
A.) Negotiate the lowest possible fee percentage. 10 to 15 percent is reasonable, 20 or 25 percent signals a potentially unscrupulous vendor.
B.) Ask for and check their references with friends and neighbors before signing any contracts with a public adjuster firm. There are many different opinions on hiring public adjusters. Some people are more comfortable representing their own interests, and some public adjusters can be opportunistic in a disaster situation. Others find that hiring a reliable public adjuster can result in receiving significantly higher claims payments.



7.) What other disaster relief or storm related aid is available to me ?

A.) FEMA related grant monies for raising homes situated in flood plains are available. You have to apply for these funds through the Upper Township Engineers office.

Your home must meet certain eligibility requirements to qualify. For more information on this program, please call the Upper Township Municipal Building - at

(609) 628 1816 or (609) 628 2011 and ask for the Township engineer's office (Mr. Paul Dietrich). More information about this program can be found on the internet at the following link: http://www.fema.gov/national-flood-insurance-program-2/ increased-cost-compliance-coverage

B. ) Small Business owners and self-employed whose income was disrupted by storm could be eligible for Disaster Unemployment insurance, a special program to provide benefits after natural disasters For more information, contact: Your local unemployment office. Applications for this aid must be made prior to Dec. 3, 2012.

C.) Tax assessment: Homeowners whose property has been damaged and depreciated by the storm may contact the Upper Township Tax Assessor for assessment reductions based upon post-storm housing values. Request for assessment re-evaluations must be made no later than January 10, 2013.

D.) A South Jersey chapter of a national organization called The Samaritan's Purse provides free disaster relief (cleanup of debris, for example) to home owners without flood insurance. They can be reached at: (609) 927-2950.


E.) some additional resources:
1. To view and obtain copies of FEMA’s Flood guide handbook: www.fema.gov/library/viewRecord.do?id=2184


2. FEMA forms and materials link: http://www.disasterassistance.gov/forms-materials

3. A document from the Cape May Red Cross about guidelines for returning home after a flood - Highly recommended reading: http://www.capemaycountygov.net/FCpdf/ReturningHomeAfterHurrFlood.pdf


4. Disaster Assistance.gov is a website that helps you identify Disaster Assistance you may be eligible to receive. Visit us at DisasterAssistance.gov.

5. Mental health resources. The stress and trauma of experiencing a flood event can be overwhelming. The Mental Association of NJ (MHANJ) offers two different hotlines for counseling:

The NJ Disaster Mental Health hotline: (877) 294 4357, TYY line for deaf and hard of hearing: (877) 294 4356, or the MHANJ Peer Recovery Hotline: (877) 292 5588.